How do you know if you could benefit from the services of a financial planner?
You may not have the time, the desire or the expertise to actively plan and manage certain financial aspects of your life. You may benefit from an objective third party perspective on a difficult and sometimes emotional financial decision.
In today’s hectic world, it may help to have a financial planning professional help you stay focused and follow through with your financial plan.
For many, a specific event will trigger the need for our professional guidance:
- Preparing for a marriage or divorce
- Facing a financial crisis such as a serious illness, layoff or natural disaster
- Caring for aging parents or a disabled child
- Handling the inheritance of a large sum of money or other unexpected financial windfall
- Buying, selling or passing on a family business
- Buying, selling or refinancing a home or investment real estate
- Making sure your money will last during retirement or rolling over a retirement account
Many have the knowledge, but simply don’t have the time or the desire to manage a complicated financial situation. Others want a second opinion.
Procrastination is the greatest enemy of financial success. We can help you stay on track, provide oversight and help coordinate your plan with other professionals, such as accountants, lawyers and insurance agents.
What does a financial planner do?
Financial planners are responsible for assessing your financial situation and putting a plan in place that will put you on track to meet your specific financial objectives. This process should be completed before any specific investment advice is provided.
As your planner, we will have in-depth conversations with you about your current situation, assets, liabilities, concerns and goals. We will collect financial and tax data from you. Most importantly, we will take the time to understand you and will encourage you to express your fears, hopes and dreams for the future.
How do we get paid?
Understanding how your financial planner is compensated is important since it may have an influence on the advice that is offered. The independent advisors with Symphony Financial are typically paid on a fee basis.
How does this work?
We establish commission-free accounts for our clients and are compensated by a fee based on the value of the assets managed. You pay no transaction charges or commissions.